“Compound interest is the eighth wonder of the world,” said Albert Einstein, the greatest scientist of all time. Do you know how powerful “Continuous Compound Formula” is?
According to him, Darren Hardy, publisher of the successful magazine, wrote the New York Times bestseller “Compound Effect.” From this book, I will share some smart ideas with you today, which will act as a new guideline for you.
First, let me ask you a question. According to you, what is the main factor for a person to achieve success? How did a person’s childhood go? In what environment did he grow up? Or something else?
Which one works as the main thing? The author believes that small choices or decisions work as the main factor. He believes that there is only one thing in the world that we can control at will.
And that is our choice. And these choices are responsible for our outcomes. You can watch television at home after returning from the office. Or you can go to exercise.
If you wish, you can continue arguing with a friend. Or, if you wish, you can resolve the argument with your friend without indulging your ego. Such small choices determine one’s outcomes or results.
Now the decision depends on you. Will you lead a healthy and motivated life, or will you be a warehouse of diseases? Will you build a deep relationship with your friend? Or will you lose your friend because of ego?
But we don’t pay much attention to small choices. What would you do if I gave you two offers? The first offer is, if I give you $1 as a gift, which will double every day for a month. The second offer is, I will give you $1000 as a gift right now.
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So which offer will you accept? $1000? You will choose number 2. Okay, then I will keep offer number 1.You might be partying with joy after getting that $1000. But I have that $1.
Now, after 5 days, you have $1000. I have $16 from $1. After 10 days, you have that $1000. I have $512. After 20 days, I have $5242 and you have that $1000!
This is why Einstein emphasized compound interest so much. Now you must have understood why he called compound interest the eighth wonder of the world.
That’s why the author of the book “Compound Interest” said that if someone can maintain a positive mindset for 31 months or 31 years, then success appears overnight after that time.
Now let’s take the example of three friends. Suppose 3 friends (A, B, and C). They live together. They grew up in the same environment and their income is almost the same.
All 3 have married and are having a little disagreement with their wives. Now, from the new year, friend A continues to work as before. Because he thinks he is happy this way.
He sometimes complains about the president, why nothing changes. Why is there no improvement in the standard of living?But on the other hand, friend C started making small, not very significant but positive changes within himself.
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For example: reading 10 to 15 pages of a good or famous book every day, watching a 30-minute motivational or educational video every day, reducing 125 calories from his diet every day, drinking at least 1 liter of water every day,
starting to walk at least 1000 steps or 1 mile more every day, making at least 2 extra calls to his customers every day (to get good service feedback), taking his wife out for dinner once a week.
These are very small and insignificant changes.Now, friend B has started making small negative but insignificant changes to himself.
He started eating a little more junk food during lunch at the office every day, not exercising 3 or 4 days a week, drinking cold drinks on the way home every night,
stopping walking 1000 steps because his favorite television series was broadcast at that time, making 2 calls to his customers every day, and stopped going out with his wife.
The interesting thing is that there will be no significant change between them in the next 5 months. The same situation even after 10 months.
Now friend C has started to get a little frustrated. Because he still didn’t get positive results. But still, he kept doing those things with determination. Where friend B enjoyed life by doing a little less work. Friend A is in the same position as before.
But after 25 months, a major difference suddenly appeared between them. After 29 months, an even clearer difference was observed. After 32 months, an unbelievable difference was seen between them.
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Friend A kept complaining more about his life. He started blaming the president more than before. He spent the whole time living a directionless and depressing life.
Friend B gained 15 kg by eating a little junk food every day and not exercising. At the same time, he developed many diseases within himself.
He missed a total of 1800 calls because he didn’t make 2 calls every day. As a result, his customers started to be dissatisfied with him.
As a result, his job conditions started to deteriorate. Consequently, he also started to face many financial problems in his personal life.
Due to lack of attention in his married life, his relationship with his wife became very bad. Now they are on the verge of divorce. Small, insignificant changes brought very bad and terrible results for him.
Now let’s look at the results of Friend C. In those 31 months, he has read about 47 books and watched 465 hours of educational videos. As a result, his knowledge has increased a lot compared to before.
Every day, he reduced 125 calories and walked 1000 steps and lost 15 kg, so he remained thin and handsome as before. He drank more than 3000 gallons of water by drinking 1 liter of water more every day.
As a result, he has been freed from many diseases. He made a total of 1800 extra calls by making 2 extra calls every day. As a result, extra value has been created for his customers.
By going out with his wife for only 1 day a week, he has dated his wife for a total of 124 days. As a result, his relationship with his wife has become stronger and deeper than before.
For 31 months, a few insignificant changes brought immense good results for friend C. But if achieving success this way is very easy, and we know about this, then why do we fail repeatedly? The author believes we fail due to four traps.
Reason Number 1: Results Are Not Seen Immediately
Suppose you eat a burger. If you see that your weight has increased by 15 kg the next morning, would you eat more burgers?
Or, if you smoke a cigarette today and wake up with cancer tomorrow morning, would you smoke more cigarettes? The main problem is that no problem is noticed at the beginning.
After a few months or years, the problem suddenly appears before us in a huge form. By then, it had become too late to solve the problem.
To avoid this trap, you have to keep one thing in mind. You have to choose everything very carefully.
Reason Number 2: Deceptiveness
If a plane bound for Los Angeles deviates by only 1°, it will land on another island 150 miles away. So, think, if you deviate by 1° for 10 years, where will you end up?
For this, you should have a guideline or checklist of your own, which will help you stay on the right path.
Reason Number 3: Immediate Gratification
After eating dinner, you can drink a glass of water or eat dark chocolate. It’s your choice. But you drink a glass of water and your friend eats chocolate.
He enjoys eating chocolate in front of you with great pleasure. But you are just drinking water which has no taste. How would you feel then?
This is a trap. For a while, we considered bad things to be good and good things to be bad. Therefore, the author says that temporary pleasure brings long-term sorrow, and temporary sorrow brings long-term happiness. Now it’s your choice.
Reason number 4: What is Easy to Do is Also Not Easy to Do
Walking 1000 steps every day, drinking water every day. These things are easy. But following the rules is quite difficult. According to the author, there is a commonality between successful and unsuccessful people.
This is why neither of them likes to choose the right choice. For example: drinking water after eating food or eating chocolate.
No one would prefer to drink water instead of chocolate. But successful people choose to drink water because of their willpower.
World-famous boxer Muhammad Ali said, “I hate every minute of training. But I love being a world champion.” So, to avoid all traps, you have to awaken the willpower within yourself.
So, make a checklist for yourself today. Bring small, insignificant changes into your life like friend C. You will see that a huge change has come over you.
Because one thing is always true. You can never overcome the compound effect. Whether it is positive or negative.
